diff --git a/jzo2o-customer/src/main/java/com/jzo2o/customer/controller/agency/BankAccountController.java b/jzo2o-customer/src/main/java/com/jzo2o/customer/controller/agency/BankAccountController.java
new file mode 100644
index 0000000..e1dabf6
--- /dev/null
+++ b/jzo2o-customer/src/main/java/com/jzo2o/customer/controller/agency/BankAccountController.java
@@ -0,0 +1,36 @@
+package com.jzo2o.customer.controller.agency;
+
+import com.jzo2o.customer.model.dto.request.BankAccountUpsertReqDTO;
+import com.jzo2o.customer.model.dto.response.BankAccountResDTO;
+import com.jzo2o.customer.service.IBankAccountService;
+import io.swagger.annotations.Api;
+import org.springframework.web.bind.annotation.*;
+
+import javax.annotation.Resource;
+
+/**
+ * @author JIAN
+ */
+@RestController("agencyBankAccountController")
+@RequestMapping("/agency/bank-account")
+@Api(tags = "机构端 - 银行账号相关接口")
+public class BankAccountController {
+    @Resource
+    private IBankAccountService bankAccountService;
+
+    /**
+     * 新增/修改银行账号
+     */
+    @PostMapping
+    public void upsertBankAccount(@RequestBody BankAccountUpsertReqDTO bankAccountUpsertReqDTO) {
+        bankAccountService.upsertBankAccount(bankAccountUpsertReqDTO);
+    }
+
+    /**
+     * 获取当前用户的银行账户
+     */
+    @GetMapping("/currentUserBankAccount")
+    public BankAccountResDTO getCurrentUserBankAccount() {
+        return bankAccountService.getCurrentUserBankAccount();
+    }
+}
\ No newline at end of file
diff --git a/jzo2o-customer/src/main/java/com/jzo2o/customer/controller/worker/BankAccountController.java b/jzo2o-customer/src/main/java/com/jzo2o/customer/controller/worker/BankAccountController.java
new file mode 100644
index 0000000..e67e486
--- /dev/null
+++ b/jzo2o-customer/src/main/java/com/jzo2o/customer/controller/worker/BankAccountController.java
@@ -0,0 +1,36 @@
+package com.jzo2o.customer.controller.worker;
+
+import com.jzo2o.customer.model.dto.request.BankAccountUpsertReqDTO;
+import com.jzo2o.customer.model.dto.response.BankAccountResDTO;
+import com.jzo2o.customer.service.IBankAccountService;
+import io.swagger.annotations.Api;
+import org.springframework.web.bind.annotation.*;
+
+import javax.annotation.Resource;
+
+/**
+ * @author JIAN
+ */
+@RestController("workerBankAccountController")
+@RequestMapping("/worker/bank-account")
+@Api(tags = "服务端 - 银行账号相关接口")
+public class BankAccountController {
+    @Resource
+    private IBankAccountService bankAccountService;
+
+    /**
+     * 新增/修改银行账号
+     */
+    @PostMapping
+    public void upsertBankAccount(@RequestBody BankAccountUpsertReqDTO bankAccountUpsertReqDTO) {
+        bankAccountService.upsertBankAccount(bankAccountUpsertReqDTO);
+    }
+
+    /**
+     * 获取当前用户的银行账户
+     */
+    @GetMapping("/currentUserBankAccount")
+    public BankAccountResDTO getCurrentUserBankAccount() {
+        return bankAccountService.getCurrentUserBankAccount();
+    }
+}
\ No newline at end of file
diff --git a/jzo2o-customer/src/main/java/com/jzo2o/customer/mapper/BankAccountMapper.java b/jzo2o-customer/src/main/java/com/jzo2o/customer/mapper/BankAccountMapper.java
new file mode 100644
index 0000000..cfc7052
--- /dev/null
+++ b/jzo2o-customer/src/main/java/com/jzo2o/customer/mapper/BankAccountMapper.java
@@ -0,0 +1,15 @@
+package com.jzo2o.customer.mapper;
+
+import com.baomidou.mybatisplus.core.mapper.BaseMapper;
+import com.jzo2o.customer.model.domain.BankAccount;
+
+/**
+ * <p>
+ * 服务人员/机构银行账号 Mapper 接口
+ * </p>
+ *
+ * @author JIAN
+ * @since 2024-08-29
+ */
+public interface BankAccountMapper extends BaseMapper<BankAccount> {
+}
\ No newline at end of file
diff --git a/jzo2o-customer/src/main/java/com/jzo2o/customer/model/domain/BankAccount.java b/jzo2o-customer/src/main/java/com/jzo2o/customer/model/domain/BankAccount.java
new file mode 100644
index 0000000..a88baf2
--- /dev/null
+++ b/jzo2o-customer/src/main/java/com/jzo2o/customer/model/domain/BankAccount.java
@@ -0,0 +1,101 @@
+package com.jzo2o.customer.model.domain;
+
+import com.baomidou.mybatisplus.annotation.IdType;
+import com.baomidou.mybatisplus.annotation.TableField;
+import com.baomidou.mybatisplus.annotation.TableId;
+import com.baomidou.mybatisplus.annotation.TableName;
+import lombok.Data;
+import lombok.EqualsAndHashCode;
+import lombok.experimental.Accessors;
+
+import java.io.Serializable;
+import java.time.LocalDateTime;
+
+/**
+ * <p>
+ * 服务人员/机构银行账号
+ * </p>
+ *
+ * @author JIAN
+ * @since 2024-08-29
+ */
+@Data
+@EqualsAndHashCode(callSuper = false)
+@Accessors(chain = true)
+@TableName("bank_account")
+public class BankAccount implements Serializable {
+
+    private static final long serialVersionUID = 1L;
+
+    /**
+     * 服务人员/机构id
+     */
+    @TableId(value = "id", type = IdType.NONE)
+    private Long id;
+
+    /**
+     * 类型，2：服务人员，3：服务机构
+     */
+    @TableField("type")
+    private Integer type;
+
+    /**
+     * 户名
+     */
+    @TableField("name")
+    private String name;
+
+    /**
+     * 省份
+     */
+    @TableField("province")
+    private String province;
+
+    /**
+     * 市级
+     */
+    @TableField("city")
+    private String city;
+
+    /**
+     * 区/县
+     */
+    @TableField("district")
+    private String district;
+
+    /**
+     * 银行名称
+     */
+    @TableField("bank_name")
+    private String bankName;
+
+    /**
+     * 银行网点
+     */
+    @TableField("branch")
+    private String branch;
+
+    /**
+     * 银行卡号
+     */
+    @TableField("account")
+    private String account;
+
+    /**
+     * 开户证明
+     */
+    @TableField("account_certification")
+    private String accountCertification;
+
+    /**
+     * 创建时间
+     */
+    @TableField("create_time")
+    private LocalDateTime createTime;
+
+    /**
+     * 更新时间
+     */
+    @TableField("update_time")
+    private LocalDateTime updateTime;
+}
\ No newline at end of file
diff --git a/jzo2o-customer/src/main/java/com/jzo2o/customer/service/IBankAccountService.java b/jzo2o-customer/src/main/java/com/jzo2o/customer/service/IBankAccountService.java
new file mode 100644
index 0000000..ae04dd0
--- /dev/null
+++ b/jzo2o-customer/src/main/java/com/jzo2o/customer/service/IBankAccountService.java
@@ -0,0 +1,26 @@
+package com.jzo2o.customer.service;
+
+import com.baomidou.mybatisplus.extension.service.IService;
+import com.jzo2o.customer.model.domain.BankAccount;
+import com.jzo2o.customer.model.dto.request.BankAccountUpsertReqDTO;
+import com.jzo2o.customer.model.dto.response.BankAccountResDTO;
+
+/**
+ * <p>
+ * 服务人员/机构银行账号 服务类
+ * </p>
+ *
+ * @author JIAN
+ * @since 2024-08-29
+ */
+public interface IBankAccountService extends IService<BankAccount> {
+    /**
+     * 新增/更新银行账户
+     */
+    void upsertBankAccount(BankAccountUpsertReqDTO bankAccountUpsertReqDTO);
+
+    /**
+     * 获取当前用户的银行账户
+     */
+    BankAccountResDTO getCurrentUserBankAccount();
+}
\ No newline at end of file
diff --git a/jzo2o-customer/src/main/java/com/jzo2o/customer/service/impl/BankAccountServiceImpl.java b/jzo2o-customer/src/main/java/com/jzo2o/customer/service/impl/BankAccountServiceImpl.java
new file mode 100644
index 0000000..ebac117
--- /dev/null
+++ b/jzo2o-customer/src/main/java/com/jzo2o/customer/service/impl/BankAccountServiceImpl.java
@@ -0,0 +1,64 @@
+package com.jzo2o.customer.service.impl;
+
+import com.baomidou.mybatisplus.extension.service.impl.ServiceImpl;
+import com.jzo2o.common.expcetions.ForbiddenOperationException;
+import com.jzo2o.common.utils.BeanUtils;
+import com.jzo2o.common.utils.ObjectUtils;
+import com.jzo2o.customer.mapper.BankAccountMapper;
+import com.jzo2o.customer.model.domain.BankAccount;
+import com.jzo2o.customer.model.domain.ServeProvider;
+import com.jzo2o.customer.model.dto.request.BankAccountUpsertReqDTO;
+import com.jzo2o.customer.model.dto.response.BankAccountResDTO;
+import com.jzo2o.customer.service.IBankAccountService;
+import com.jzo2o.customer.service.IServeProviderService;
+import com.jzo2o.mvc.utils.UserContext;
+import org.springframework.stereotype.Service;
+import org.springframework.transaction.annotation.Transactional;
+
+import javax.annotation.Resource;
+
+/**
+ * <p>
+ * 服务人员/机构银行账号 服务实现类
+ * </p>
+ * @author JIAN
+ * @since 2024-08-29
+ */
+@Service
+public class BankAccountServiceImpl extends ServiceImpl<BankAccountMapper, BankAccount> implements IBankAccountService {
+    @Resource
+    IServeProviderService serveProviderService;
+
+    @Override
+    @Transactional
+    public void upsertBankAccount(BankAccountUpsertReqDTO bankAccountUpsertReqDTO) {
+        Long userId = UserContext.currentUserId();
+        ServeProvider serveProvider = serveProviderService.getById(userId);
+        if (ObjectUtils.isEmpty(serveProvider)) {
+            throw new ForbiddenOperationException("当前用户不存在");
+        }
+
+        BankAccount bankAccount = BeanUtils.toBean(bankAccountUpsertReqDTO, BankAccount.class);
+        bankAccount.setId(userId);
+        bankAccount.setType(serveProvider.getType());
+
+        if (ObjectUtils.isEmpty(baseMapper.selectById(userId))) {
+            baseMapper.insert(bankAccount);
+        } else {
+            baseMapper.updateById(bankAccount);
+        }
+    }
+
+    @Override
+    public BankAccountResDTO getCurrentUserBankAccount() {
+        Long userId = UserContext.currentUserId();
+        if (ObjectUtils.isEmpty(userId)) {
+            throw new ForbiddenOperationException("当前用户不存在");
+        }
+
+        BankAccount bankAccount = baseMapper.selectById(userId);
+        return ObjectUtils.isEmpty(bankAccount)
+                ? new BankAccountResDTO()
+                : BeanUtils.toBean(bankAccount, BankAccountResDTO.class);
+    }
+}
\ No newline at end of file